A belated Happy New Year to one and all. If you have thrown away the party favors from the New Year's party, so be it, but if you are someone who wants to buy a home this year, I have some good news for you. Mortgage Interest rates have dropped. That in itself...
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What do realtors do for their clients?
What do Realtors do for their clients? Look at the above photo? We see a man placing keys into the hands of another man His wife/girlfriend clutches his arm and smiles with approval. What we have here is another satisfied couple. They have just purchased a home using the services of a Real Estate Broker. Some people in this high tech digital world think that they can bypass a Realtor and complete the process themselves. Fortunately, they are still in the minority. The majority of people today will still use the services of a Real Estate Broker to complete their sales transactions.
Should a person still choose a professional Realtor to represent them? After all, there are self-help books, Videos on to sell your home yourself, and others saying all sorts of negative things are Realtors. The answer is still yes more today than ever you need the help of a Realtor.
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How to keep your home safe and warm during the Chicago winter of 2025
Hello everyone I am Charles McShan from Century 21 Universal. It is wintertime in Amercia, and it is below...
What are the Pros and Cons of getting a Pre-Inspection before you sell your home?
What are there pros and cons of getting a pre-inspection before you sell your home? Hello everyone. This is Charles McShan, Real Estate Agent with Century 21 Universal located at 7300 N. Western Ave in Chicago Il. I had a person in...
How many mortgage payments can I miss before the foreclosure process begins?
How many mortgage payments can I miss before the foreclosure process begins? That is a good question. Hello and happy summer to one and all. This is Charles McShan with Century 21 Universal in Chicago, Illinois., The weather is warming up, and we...
How do you remove Private Mortgage Insurance PMI after purchasing a home?
How do you remove Private Mortgage Insurance PMI after purchasing a home? That is a good question. Hello and Happy April to everyone.Charles McShan with Century 21 Universal in Chicago, Ill. My last blog post answered the question of purchasing a home in 2025 with a...
Can I purchase a home in 2025 with a minimal down payment?
Can I purchase a home in 2025 with a minimal down payment? That is a good question. In this blog post, we will explore that topic. Hello, everyone. My name is Charles McShan, and I work at Century 21 Universal in Chicago, Illinois. We are now in March, and time...
Home Closing Costs. What are they and who Pays What?
Hello, Everyone; this is Charles McShan with Century 21 Universal from Chicago, Ill. I trust everyone had a perfect summer; we are now in September 2024. Please look at the above photo. Owning a home costs hundreds and thousands of dollars. The title of...
Court room verdict against NAR. Part 3 Will Home Buyer Agents Become A Thing Of The Past?
Hello everyone This is Charles McShan with Century 21 Universal. I have a question for you. What is a Fiduciary? I will answer that question shortly because it is vital to this post. I had a glitch in my system that prevented me from posting part three...
NAR VERDICT PART 2
Hello again. This is Charles McShan with Century 21 Universal. Here is part 2 of the blog post entitled ----The last post, we show how the verdict against the Nar came about and how it affects the home seller and buyers. We...
How does the recent court verdict against NAR affect home sellers and buyers moving forward?
Hello everyone This is Charles McShan with Century 21 Universal in Chicago, Illinois. Take a look at the above photo. It depicts a courtroom situation and an imposed verdict. Everyone in the housing industry has been talking about it. So here is a fundamental...
Will The Year 2024 be a good year for Home Buyers ?
Hello and happy spring, everyone. This is Charles McShan from Century 21 Universal in Chicago, Illinois. This blog post asks the question," Will 2024 be a good year for home buyers? Well, two things have not changed: 1:Interest rates are still high.2; A low...
The dark web of consumer fraud!
Hello everyone Charles McShan with Century 21 Universal, as the above photo symbolizes a web. This is no ordinary spider web but a dark web where consumer fraud operates on a grand scale. A standard spider web has a spider waiting for an insect to get caught in...
Breaking News! Mortgage Interest Rates Have Dropped
A belated Happy New Year to one and all. If you have thrown away the...
How to keep your home safe and warm during the Chicago winter of 2025
...
What are the Pros and Cons of getting a Pre-Inspection before you sell your home?
What are there pros and cons of getting a...
How many mortgage payments can I miss before the foreclosure process begins?
How many mortgage payments can I miss before the...
A Message From Charles
“Hopefully, this blog will help people as they address their real estate needs now or in the future. I will cover a wide range of topics back Chicago and the neighborhoods in which we live in. I hope you find some of the information useful to you. So sit back and enjoy this journey with me and in the end,”
Charles McShan
Founder of Chicago Land Realtor










