What are there pros and cons of getting a pre-inspection before you sell your home? Hello everyone. This is Charles McShan, Real Estate Agent with Century 21 Universal located at 7300 N. Western Ave in Chicago Il. I had a person in...
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How many mortgage payments can I miss before the foreclosure process begins?
How many mortgage payments can I miss before the foreclosure process begins? That is a good question. Hello and happy summer to one and all. This is Charles McShan with Century 21 Universal in Chicago, Illinois., The weather is warming up, and we...
How do you remove Private Mortgage Insurance PMI after purchasing a home?
How do you remove Private Mortgage Insurance PMI after purchasing a home? That is a good question. Hello and Happy April to everyone.Charles McShan with Century 21 Universal in Chicago, Ill. My last blog post answered the question of purchasing a home in 2025 with a...
Can I purchase a home in 2025 with a minimal down payment?
Can I purchase a home in 2025 with a minimal down payment? That is a good question. In this blog post, we will explore that topic. Hello, everyone. My name is Charles McShan, and I work at Century 21 Universal in Chicago, Illinois. We are now in March, and time...
Home Closing Costs. What are they and who Pays What?
Hello, Everyone; this is Charles McShan with Century 21 Universal from Chicago, Ill. I trust everyone had a perfect summer; we are now in September 2024. Please look at the above photo. Owning a home costs hundreds and thousands of dollars. The title of...
Court room verdict against NAR. Part 3 Will Home Buyer Agents Become A Thing Of The Past?
Hello everyone This is Charles McShan with Century 21 Universal. I have a question for you. What is a Fiduciary? I will answer that question shortly because it is vital to this post. I had a glitch in my system that prevented me from posting part three...
NAR VERDICT PART 2
Hello again. This is Charles McShan with Century 21 Universal. Here is part 2 of the blog post entitled ----The last post, we show how the verdict against the Nar came about and how it affects the home seller and buyers. We...
How does the recent court verdict against NAR affect home sellers and buyers moving forward?
Hello everyone This is Charles McShan with Century 21 Universal in Chicago, Illinois. Take a look at the above photo. It depicts a courtroom situation and an imposed verdict. Everyone in the housing industry has been talking about it. So here is a fundamental...
Will The Year 2024 be a good year for Home Buyers ?
Hello and happy spring, everyone. This is Charles McShan from Century 21 Universal in Chicago, Illinois. This blog post asks the question," Will 2024 be a good year for home buyers? Well, two things have not changed: 1:Interest rates are still high.2; A low...
With Interest rates so high, should you buy a home in 2023 or not?
Hello and Happy Summertime to one and all. This is Charles McShan from Century 21 Universal in Chicago, Illinois. This blog post is entitled "Interest rates for homes in 2023. The photo above says it all. The higher the interest rate, the more cash will be...
Should I try to sell my home as a For Sale By owner? Answer! No you should not.
Hello, and a happy December to everyone. Charles McShan with Century 21 Universal in Chicago, Illinois. You see the photo above. Please read this question. Should I try to sell my home as a For Sale By Owner or FSBO? Answer! No, you should not. Why...
Should I apply for for and FHA loan to purchase a home?
Hello Everyone, This is Charles McShan with Century 21 Universal. Happy belated September to one and all. The summer of 2022 is slowly winding down in the Chicagoland area. The city was jumping with activity this summer; everyone tried putting the coronavirus pandemic...
What are the Pros and Cons of getting a Pre-Inspection before you sell your home?
What are there pros and cons of getting a...
How many mortgage payments can I miss before the foreclosure process begins?
How many mortgage payments can I miss before the...
How do you remove Private Mortgage Insurance PMI after purchasing a home?
How do you remove Private Mortgage Insurance PMI after purchasing a home? That...
Can I purchase a home in 2025 with a minimal down payment?
Can I purchase a home in 2025 with a minimal down payment? That is a...